Financial Analyst · Economic Commentator · Managing Partner

Clive Ramathibela-Smith

Building economic capability across South Africa's rural and township economies.

View Portfolio Get in Touch
  • Hectare Capital & Partners
  • FSP 4407
  • 2 Kingfisher St, Horizon View, Roodepoort
clive-ramathibela-smith

A career built on economic emancipation.

South African-born, UK-educated market analyst and economic commentator. Clive's career spans Sasfin Bank, Momentum Asset Managers, Inkunzi Wealth Management, Discovery Invest and Vunani Capital. In 2015 he established Clivera Consulting, focused on economic policy and the empowerment of SMMEs and black-owned businesses.

Financial wellness should be easier to understand, easier to act on and available to those who have traditionally felt distant from advisory services.

Services at Hectare Capital & Partners

Eight disciplines, one standard: advice that is transparent, compliant and built to last.

  1. Institutional Investment

    Discretionary and advisory portfolio management for institutions, retirement funds and corporates.

  2. Retail Investments

    Accessible investment solutions engineered for individuals, families and first-time investors.

  3. Wealth Management

    Holistic, multi-generational wealth strategies aligned to each client\u2019s goals and values.

  4. Investment Planning

    Goal-based planning that translates capital into durable, measurable outcomes.

  5. Estate Planning

    Structures and succession plans that protect and transfer wealth with clarity and care.

  6. Risk, Cover & Fiduciary Services

    Insurance, risk cover and fiduciary oversight that safeguard clients and their beneficiaries.

  7. Administration

    Efficient, compliant administration that keeps portfolios, policies and records in order.

  8. Deceased Estates and Conveyancing

    Sensitive estate administration and property transfer services for families and executors.

Strategic Partnerships

A network of institutions aligned around inclusive growth and long-term value.

Managing Partner, Hectare Capital & Partners (Pty) Ltd

A multi-disciplinary financial advisory and development finance practice. Anchored in the hectare — a fundamental unit of land measurement and a vital asset for generational wealth creation. The firm empowers Previously Disadvantaged Individuals, emerging developers and local entrepreneurs to procure land and develop commercial real estate across rural areas, townships and secondary economies.

  • Registration: 2005/036145/07
  • Licence: FSP 4407
  • Location: Somerset West, South Africa
Explore Hectare Capital

Project References

  • Medicinal Hemp & Cannabis Project

    Insangu Yokhahlamba

    A Department of Agriculture and Druids Garden initiative building a well-organised medicinal hemp and cannabis industry with traditional leaders and rural communities.

  • Service & Benefit Consultant

    SANTACO

    Appointment as Service and Benefit Consultant to the South African National Taxi Council for the 2024–2027 term.

  • Energy & Electrical Transformation

    Soweto City Group

    Development of an energy and electrical transformation roadmap for one of South Africa\u2019s most iconic urban economies.

  • Just Transition Impact Fund

    Akani Life

    Structuring an impact fund positioned around South Africa\u2019s just transition and inclusive economic participation.

  • Impact Loans & Mezzanine Finance

    Rural & Township Development

    Impact loans and mezzanine finance instruments designed for rural areas, townships and secondary economies.

  • Heritage, Arts, Culture & Sport

    SAGOL

    Development finance and advisory support for heritage, arts, culture and sports development programmes.

Economic commentary across South Africa's leading platforms.

Regulatory Action, Resolution & Current Status

FSCA Debarment Expiration & Re-licensing (2023): Following the initial regulatory action taken by the Financial Services Board (FSB, now FSCA) regarding Clivera Consulting in 2017, all statutory debarment periods officially lapsed in 2023. Ramathibela-Smith is fully compliant with regulatory standards and operates within fully licensed entities authorized under the Financial Advisory and Intermediary Services (FAIS) framework.

  • FSCA Debarment Expiration & Re-licensing
  • Resolution of Legacy Disputes & Legal Matters

The Full Story

Operating from a restored operational standing, Clive Ramathibela-Smith has led strategic development and advisory mandates through Hectare Capital & Partners and its strategic partners. Recent commercial highlights include:

  • Resolution of Legacy Disputes & Legal Matters — The 2018 commercial dispute and associated legal proceedings—which stemmed from contested advisory engagements—have since been fully resolved. Affected parties were compensated for verified losses, while competing civil claims and litigation attempts against Ramathibela-Smith were successfully defeated and set aside in court. No outstanding criminal or civil liabilities remain.
  • Corporate & Advisory Mandates — Procuring strategic advisory, capital structuring, and enterprise development mandates across the public and private sectors, including advisory engagements with Sector Education and Training Authorities (SETAs), municipal initiatives, and corporate clients.
  • Capital & Infrastructure Projects — Structuring funding frameworks, agricultural export ventures, and energy and infrastructure growth strategies across South Africa.
  • Financial Governance & FinTech Initiatives — Conceptualising digital analytics platforms and retirement fund integration systems designed to enhance governance and financial access.

Get in Touch

Powered by CookieAdmin